Axis Bank Salary Account

Axis Bank Salary Account offers a range of premium benefits, including personalized services, a dedicated relationship manager, preferential interest rates, higher withdrawal limits on debit cards, complimentary airport lounge access and exclusive offers on lifestyle and luxury products. Axis Bank offers many Salary Accounts for its varied customer base which are detailed below:

Axis Bank Burgundy Salary Account

Axis Bank Burgundy Salary Account is an exclusive banking solution designed for high-net-worth individuals and corporate executives. It offers a range of premium benefits such as personalized services, a dedicated relationship manager, preferential interest rates, higher withdrawal limits on debit cards, complimentary airport lounge access and exclusive offers on lifestyle and luxury products. This account is tailored to meet the sophisticated banking needs of privileged customers, providing a seamless and privileged banking experience.

Features and Benefits

• Zero balance account
• Extend Burgundy privileges to 3 more family members
• Complimentry Burgundy Debit Card
• Dedicated relationship manager and wealth specialist
• Dedicated 24 X 7 phone banking assistance
• Up to 60% discount on locker rentals
• Enhanced family banking benefits
• Personal Accident Death insurance of Rs. 15 Lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Loss of baggage and personal documents - Sum assured USD 500
• Daily cash withdrawal limits: Rs. 3 lakhs
• Daily Shopping limits: Rs. 6 lakhs

Eligibility Criteria

To be eligible for the Burgundy salary account, the applicant must provide an introduction from his company in the prescribed format specified by the Axis Bank, which should bear the company's stamp and be signed by an authorized signatory. Employees who receive a minimum net monthly salary credit of Rs. 3 lakhs or more will meet the eligibility criteria.

Documents Required

• Application for opening the account
• Two latest passport-sized photographs
• Address Proof (anyone): Telephone / Mobile / Electricity Bill (at least 6 months old), Ration Card, Gas connection registration letter, Income tax assessment order, Registered lease / leave and license agreement with a utility bill in the name of the landlord
• ID Proof (anyone): Aadhaar Card, Passport, Election Card, Photo Identity issued by Government / Defence services / Public Sector undertaking, Driving License

Fees and Charges

Axis Bank Easy Access Salary Account

Axis Bank Easy Access Salary Account is a specially designed to fulfill the financial needs of working professionals. This account offers numerous features and benefits and is a convenient option for salary account holders. Easy Access Salary Account provides a seamless banking experience with zero balance requirements, easy access to funds, personalized customer service and a number of other value-added services. Axis Bank makes sure that account holders can enjoy hassle-free banking and make the most of their hard-earned money.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Complimentry Rupay Platinum Debit Card
• Complimentary Neo Credit Card
• Dedicated 24 X 7 phone banking assistance
• 1 free multi city cheque book per year
• 1 free DD/ PO per month
• 1 Complimentary Airport Lounge Access per quarter
• Personal Accident Insurance Cover up to Rs. 2 lakhs
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Daily cash withdrawal limits: Rs. 40,000
• Daily Shopping limits: Rs. 2 lakhs

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Eligibility Criteria

Employee's net monthly salary should range from Rs. 10,000 to Rs. 24,999.

How to Open Axis Bank Easy Access Salary Account?

You can open an Axis Bank Easy Access Salary Account in 5 easy steps with Video KYC. A short video call with one of Axis Bank's agents will ensure that your KYC is complete. The timings of video call with agents on business days ae 9.00 AM to 8:00 PM.

Axis Bank Liberty Salary Account

The Axis Bank Liberty Salary Account is a premier banking solution designed to cater to the financial needs of working professionals. Packed with exclusive features and benefits, this account offers a seamless banking experience and empowers individuals on their financial journey. With zero balance requirements, unlimited free transactions, preferential interest rates, personalized services and a range of exclusive offers, the Axis Bank Liberty Salary Account confirms that account holders can make the most of their hard-earned money while enjoying unparalleled convenience and privileges. Experience financial freedom and elevate your banking experience with the Axis Bank Liberty Salary Account.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Complimentry Liberty Debit Card
• Dedicated 24 X 7 phone banking assistance
• Flat 5% cashback on weekend spends across Food, entertainment, shopping and travel value Rs. 6000
• Quarterly gift voucher worth Rs. 750 on spends of Rs, 60,000 in a financial quarter
• 1 free multi city cheque book per year
• 1 free DD/ PO per month
• 1 Complimentary Airport Lounge Access per quarter
• Personal Accident Insurance Cover up to Rs. 5 lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Daily cash withdrawal limits: Rs. 50,000
• Daily Shopping limits: Rs. 3 lakhs

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Eligibility Criteria

Employee's net monthly salary should range from Rs. 25,000 to Rs. 49,999.

Conversion of Salary Account to Savings Account

If there is no monthly salary credit into the account for a continuous period of more than 3 months, the special features associated with the mentioned Account will be withdrawn. The account will be treated as a Normal Savings Account, subject to our standard charge structure and the requirement to maintain an Average Monthly Balance (AMB). All applicable charges will be levied and applied as per the normal savings account guidelines.

Axis Bank Prestige Salary Account

Axis Bank Prestige Salary Account is a premium account designed to provide an unique banking experience to select individuals. It comes with a range of features and benefits that match the unique needs of high-income professionals. Along with priority banking services, better interest rates, personalized attention and a number of lifestyle privileges, the Prestige Salary Account offers its account holders utmost comfort and luxury.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Complimentry Prestige Cashback Debit Card
• Dedicated 24 X 7 phone banking assistance
• Dedicated Digital Relationship manager
• Higher ATM Transaction limit of 30 transactions per month
• Exclusive cashback offers on debit card: 1% on fuel, 2% on shopping and 3% on travel
• Free unlimited cheque books
• Free unlimited DD/ PO per month
• Higher number of free cash transactions: first 5 transation or Rs. 2 lakhs
• Personal Accident Insurance Cover up to Rs. 10 lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Higher Cashback on Debit card
• Daily cash withdrawal limits: Rs. 1 lakh
• Annual savings Rs. 25,000
• Lost baggage cover: 500 USD

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Eligibility Criteria

Employee's net monthly salary should range from Rs. 50,000 to Rs. 99,999.

Axis Bank Priority Salary Account

Axis Bank Priority Salary Account is an account that offers unique financial services to high income customers. It provides an exceptional banking experience with many of its exclusive features and benefits. Customers can get a dedicated relationship manager, personalized financial attention and superior interest rates on investments and loans. Further, Priority Salary Account offers premium lifestyle benefits like free airport lounge access, concierge services and preferred discounts. Customers can enjoy a world-class banking experience tailored to their specific requirements with Axis Bank Priority Salary Account.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Free Priority Platinum Debit Card
• Dedicated 24 X 7 phone banking assistance
• Dedicated Relationship Manager for all Banking needs
• 25% discount on movie ticket spends
• Up to 50% discount on locker rentals
• Free unlimited cheque books
• Free unlimited DD/ PO per month
• Personal Accident Insurance Cover up to Rs. 10 lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Higher number of free cash transactions: first 5 transations or Rs. 2 lakhs, whichever is higher
• Daily cash withdrawal limits: Rs. 1,00,000
• Daily Shopping limits: Rs. 5 lakhs
• Lost baggage cover: 500 USD

Eligibility Criteria

To initiate the account opening process, individuals interested in opening the account must provide an introduction from their employer in the prescribed format specified by the bank. The introduction letter should bear the company's official stamp and be signed by an authorized signatory. Eligibility for the account is determined by a minimum net monthly salary credit in the range from Rs. 1,00,000 to Rs. 2,99,999.

Documents Required

• Application for opening the account
• Two latest passport-sized photographs
• Address Proof (anyone): Telephone / Mobile / Electricity Bill (at least 6 months old), Ration Card, Gas connection registration letter, Income tax assessment order, Registered lease / leave and license agreement with a utility bill in the name of the landlord
• ID Proof (anyone): Aadhaar Card, Passport, Election Card, Photo Identity issued by Government / Defence services / Public Sector undertaking, Driving License

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Axis Bank Defence Salary Account

Axis Bank Defence Salary Account is an account that is specially designed to serve unique financial needs of defense personnel. It provides a range of benefits tailored specifically to serve the requirements of defense personnel, including better interest rates, zero balance requirements and personalized banking services. Defense personnel can enjoy the convenience of easy salary credits, access to a wide network of ATMs and exclusive privileges such as insurance coverage and discounts on various services with Axis Bank Defence Salary Account.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Share benefits with up to 3 family members
• Complimetary Power Salute Debit Card
• Dedicated 24X7 phone banking assistance
• Free unlimited cheque books
• Free unlimited DD/ PO per month
• Unlimited free cash withdrawals at Axis Bank ATMs and other bank ATMs
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Air Accident Death insurance of Rs. 1 Crore on ticket purchased on Axis Bank Debit Cards
• Personal Accident Insurance Cover up to Rs. 30 lakhs
• Up to 20% off on more than 4000 partner restaurants
• Up to 60% discount on locker rentals
• Daily cash withdrawal limits: Rs. 40,000
• Daily Shopping limits: Rs. 2 lakhs

Eligibility Criteria

To initiate the account opening process, individuals interested in opening the account must provide an introduction from their employer in the prescribed format specified by the bank. The introduction letter should bear the company's official stamp and be signed by an authorized signatory. Eligibility for the account caters to their individual needs and also provides special offers based on their rank in the Defence Forces. Rank wise Graded Salary offering is available for Defence Force Personnel.

Documents Required

• Application for opening the account
• Two latest passport-sized photographs
• Address Proof (anyone): Telephone / Mobile / Electricity Bill (at least 6 months old), Ration Card, Gas connection registration letter, Income tax assessment order, Registered lease / leave and license agreement with a utility bill in the name of the landlord
• ID Proof (anyone): Aadhaar Card, Passport, Election Card, Photo Identity issued by Government / Defence services / Public Sector undertaking, Driving License

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Axis Republic Salary Account

Axis Republic Salary Account is an account specially designed for professionals. It aims to fulfill the financial needs of individuals in the corporate world with its exceptional services and unmatched benefits. Customers can access to its wide range of features, including preferential interest rates, a personalized debit card, unlimited ATM withdrawals and enhanced transaction limits.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Complimetary Axis Republic Debit Card
• Airport Lounge Access up to 2 per quarter
• Up to 20% off on 4000+ partner restaurants
• Up to 10% discount on locker rental for the first year
• Free unlimited cheque books
• Free unlimited DD/ PO per month
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Personal Accident Insurance Cover up to Rs. 20 lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Daily cash withdrawal limits: Rs. 40,000
• Daily Shopping limits: Rs. 1 lakh
• Tuition Fee benefit of Rs. 2 lakhs for higher education

Eligibility Criteria

To initiate the account opening process, individuals interested in opening the account must provide an introduction from their employer in the prescribed format specified by the bank. The introduction letter should bear the company's official stamp and be signed by an authorized signatory. This account is meant specifically for Government Companies and Public Sector Units so the applicant must be an employee of Govt. or PSU sector.

Documents Required

• Application for opening the account
• Two latest passport-sized photographs
• Address Proof (anyone): Telephone / Mobile / Electricity Bill (at least 6 months old), Ration Card, Gas connection registration letter, Income tax assessment order, Registered lease / leave and license agreement with a utility bill in the name of the landlord
• ID Proof (anyone): Aadhaar Card, Passport, Election Card, Photo Identity issued by Government / Defence services / Public Sector undertaking, Driving License

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Axis Bank Prime Salary Account

Axis Bank Prime Salary Account is an account that combines convenience, comfort and a range of other benefits. It is designed for high-earning individuals. Customers are free to enjoy multiple features like better interest rates, dedicated relationship manager,free lounges facility at select airports and concierge services With the Prime Salary Account.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Complimentry Liberty Debit Card
• Dedicated 24 X 7 phone banking assistance
• Flat 5% cashback on weekend spends across Food, entertainment, shopping and travel value Rs. 6000
• Quarterly gift voucher worth Rs. 750 on spends of Rs, 60,000 in a financial quarter
• 1 free multi city cheque book per year
• 1 free DD/ PO per month
• 1 Complimentary Airport Lounge Access per quarter
• Personal Accident Insurance Cover up to Rs. 5 lakhs
• Air Accident Death insurance of Rs. 1 Crore
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 50,000
• Daily cash withdrawal limits: Rs. 50,000
• Daily Shopping limits: Rs. 3 lakhs

Interest Rate

• For balance slab below Rs. 50 lakhs: 3.00% p.a.
• For balance slab of Rs. 50 lakhs and up to less than Rs. 800 Crores: 3.50% p.a.
• Rs. 800 crs and above: Overnight MIBOR + 0.70%

Eligibility Criteria

Employee's net monthly salary should range from Rs. 25,000 to Rs 1 lakh.

Documents Required

• Application for opening the account
• Two latest passport-sized photographs
• Address Proof (anyone): Telephone / Mobile / Electricity Bill (at least 6 months old), Ration Card, Gas connection registration letter, Income tax assessment order, Registered lease / leave and license agreement with a utility bill in the name of the landlord
• ID Proof (anyone): Aadhaar Card, Passport, Election Card, Photo Identity issued by Government / Defence services / Public Sector undertaking, Driving License

Axis Bank Employee Reimbursement Account

Axis Bank Employee Reimbursement Account is designed to streamline and simplify employee expense management. It is an innovative solution to empower both employees and employers by providing an efficient way to handle reimbursements. Now employees can conveniently submit their expenses and employers can easily process and reimburse them with Employee Reimbursement Account. It also ensures transparency, reduces paperwork and enhances the overall reimbursement experience. Axis Bank Employee Reimbursement Account is a reliable and transparent solution in managing employee expenses.

Features and Benefits

• Zero balance account
• Nil average monthly balance requirement
• Simultaneous processing with Salary account
• By linking your existing Salary Account Debit Card, you can access your reimbursed funds anytime and anywhere through the Employee Reimbursement Account
• It helps track your salary and reimbursements separately with convenience
• Free usage of netbanking
• Free access to mobile banking

Interest Rate

By maintaining the daily average balance, the account qualifies for earning an interest ranging from 3% to 4%.

How to Open Digital Salary Account Online under Axis Bank SUVIDHA Salary Program?

SUVIDHA Salary Program involves opening of different types of salary accounts online and such accounts come with complimentary credit card, higher cash withdrawal limit, various insurance plans, higher shopping limits, preferential rates on loan products, zero balance account, varies in daily withdrawal limit, shopping limit, kind of debit card, etc.

You can open any types of Salary Account online under SUVIDHA salary program. It will offer following features.

• Account opening in 3 minutes with PAN + Aadhaar + Video Call
• Paperless procedure of account opening
• Zero balance account
• 250+ banking services available online
• Can be operated using Axis Bank mobile banking app
• Exclusive cashbacks & ultimate offers
• Complimentary Insurance benefits
• Complimentary airport lounge access
• Restaurant offers