HDFC Bank Salary Account

HDFC Bank, one of the leading banks in India, offers a range of salary account options designed to meet the diverse needs of employees. These salary accounts provide numerous benefits, convenience, and exclusive features to account holders. HDFC Bank Salary Accounts fulfill the diverse needs of employees by providing a range of benefits and special features. Whether it's the Regular Salary Account for standard banking services or the Premium Salary Account for a premium banking experience, HDFC Bank makes sure that individuals have options to suit their requirements. HDFC bank extends its services to various segments, recognizing their unique financial needs with special accounts like the Family Salary Account, Defense Salary Account, and Government Salary Account, etc. Enumerated below various types of HDFC Bank Salary Accounts with highlights of their unique offerings.

Regular Salary Account

Regular Salary Account is the standard account offered by HDFC Bank. It is designed for employees who receive regular monthly salaries. It offers wide range of banking services such as personalized debit card, online banking, mobile banking facilities and many more.

Features and Benefits

• Zero balance account
• Free MoneyBack Debit Card
• Free Personal Accidental Death cover of Rs. 1 lakh and free Air Accidental Death cover of Rs. 5 lakhs on your account
• Entitlement for a Base Personal Accident Death Cover by Air/Road/Rail for a sum assured of Rs. 5 lakhs
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year

MoneyBack Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 25,000
• Daily Domestic Shopping limits: Rs. 3 lakhs
• Get Up to Rs. 3000 Cashback every year
• 5% Cashback on shopping via PayZapp and SmartBuy
• 1% CashBack on every Rs. 100 spent on Fuel, Apparels, Insurance, Education and Grocery
• Welcome Voucher on the first transaction of Rs 500 for brands like Eros Now, Gaana Plus
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000
• Loss of checked baggage - Sum assured Rs. 2,00,000

Eligibility Criteria

Eligibility criteria for HDFC Bank Regular Salary Account is that you should be an employee of a corporate entity which maintains a salary account association with HDFC Bank. Additionally, your monthly salary income should be Rs. 15,000 or more.

Documents Required

When applying for HDFC Bank Regular Salary Account, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Regular Salary Account.

Fees and Charges

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Type of Fees	Charges
Charges on non maintenance of minimum balance	Nil
Cheque book	Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100
Passbook issuance	Nil
Duplicate passbook issuance	Rs. 100
Cheque Collection - Local Clearing Zone	Nil
Balance Certificate	Nil
Interest Certificate	Nil
TDS Certificate	Nil
Account Closure (from account opening date)	Upto 14 days: Nil, 15 days upto 12 months: Rs 500, Beyond 12 months:Nil
Photo Attestation	Rs 100 per instance, NIL (For Senior Citzens)
Signature Attestation	Rs 100 per instance, Rs. 90 (For Senior Citzens)
Stop Payment Charges	Free through NetBanking, Particular cheque: Rs. 100, Range of cheques: Rs. 200
Standing Instructions	Rs. 25 per transaction plus remittance charge
Activation of dormant account	Nil

Premium Salary Account

Premium services are the focus for Premium Salary Account which are designed specifically for those having higher salary structures. The benefits of this account are priority banking services, personalized relationship managers, premium credit cards, and exclusive access to events and promotions.

Features and Benefits

• Zero balance account
• You can gift your family a zero balance salary family account with similar benefits as your salary account
• Free Platinum Debit Card
• Free Personal Accidental Death cover of Rs. 10 lakhs and free Air Accidental Death cover of Rs. 25 lakhs on your account
• Accidental Death Cover by Air / Road / Rail, Sum Insured up to Rs. 10 lakhs on your debit card
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year

Platinum Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 1,00,000
• Daily Domestic Shopping limits: Rs. 5 lakhs
• 1 CashBack point on every Rs. 100 spent on Telecom, Utilities
• 1 CashBack point on every Rs. 200 spent on Groceries & Supermarket, Restaurant & Apparels, Entertainment
• Maximum cap of Rs. 750 per card per month
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Insured for the items purchased using Debit Card (upto 90 days) - Sum assured Rs. 200,000
• Loss of checked baggage - Sum assured Rs. 2,00,000
• International Air Coverage of up to Rs. 3 Crore on purchase of air ticket using your Debit Card

Eligibility Criteria

Eligibility for HDFC Bank Premium Salary Account requires employment with a corporate entity that is associated with HDFC Bank, and furthermore, your monthly salary must be credited to an account with HDFC Bank. 50,000.

Documents Required

When applying for HDFC Bank Premium Salary Account, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Premium Salary Account.

Fees and Charges

""

Type of Fees	Charges
Charges on non maintenance of minimum balance	Nil
Cheque book	Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100
Passbook issuance	Nil
Duplicate passbook issuance	Rs. 100
Cheque Collection - Local Clearing Zone	Nil
Balance Certificate	Nil
Interest Certificate	Nil
TDS Certificate	Nil
Account Closure (from account opening date)	Upto 14 days: Nil, 15 days upto 12 months: Rs 500, Beyond 12 months:Nil
Photo Attestation	Rs 100 per instance, NIL (For Senior Citzens)
Signature Attestation	Rs 100 per instance, Rs. 90 (For Senior Citzens)
Stop Payment Charges	Free through NetBanking, Particular cheque: Rs. 100, Range of cheques: Rs. 200
Standing Instructions	Rs. 25 per transaction plus remittance charge
Activation of dormant account	Nil

Premium Salary Account With Millennia Debit Card

Premium Salary Account with Millennia Debit Card combines the benefits of a premium salary account with zero balance with the adaptability of a Millennia Debit Card, which is provided free of charge. Customers get a smooth and satisfying banking experience because to this effective mix. The preferred interest rates granted on savings account balances are one of the main advantages of this account, enabling people to optimize their savings and earn more on their hard-earned money.

With the Millennia Debit Card customers can enjoy a range of benefits and perks. This card is accepted over the world. Allows for quick and secure contactless payments. Moreover account holders can take advantage of discounts and cashback offers on dining, shopping, travel and many such more, through HDFC Bank Millennia Debit Card program. These exciting features make everyday spending enjoyable and enhance the banking experience.

Premium Salary Account makes management of finances easy and effortless. Account holders can access their accounts conveniently through HDFC Bank's digital banking platforms with the help of mobile banking and internet banking. Its user friendly interface allows customers to view balances, check transaction history, transfer funds, pay bills, perform various banking activities at their fingertips, etc.

Additionally, Premium Salary Account offers personalized banking services customized to meet the unique needs of working professionals. Customers can benefit from various features such as free unlimited ATM withdrawals, special interest rates on loans and an OD facility. It provides customers with financial flexibility and peace of mind as they know very well that they have an easy access to funds, when required.

Features and Benefits

• Zero balance account
• Free Millennia Debit Card
• Free Personal Accidental Death cover of Rs. 5 lakhs and free Air Accidental Death cover of Rs. 25 lakhs on your account
• You can gift your family a zero balance salary family account with similar benefits as your salary account
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year

Millennia Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 50,000
• Daily Domestic Shopping limits: Rs. 3.50 lakhs
• Get up to Rs. 4800 CashBack every year, cashback points can be earned for every transaction greater than Rs. 400
• 2.5% CashBack on all online Spends
• 1% CashBack on all offline spends and Wallet reloads
• 4 Complimentary Domestic Airport Lounge access annually
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000

Eligibility Criteria

You should work for a company that maintains a salary account association with HDFC Bank and you should have a monthly salary of Rs. 25,000 or more in order to qualify for an HDFC Bank Premium Salary Account with Millennia Debit Card.

Documents Required

When applying for HDFC Bank Premium Salary Account with Millennia Debit Card, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Premium Salary Account with Millennia Debit Card.

Fees and Charges

""

Type of Fees	Charges
Charges on non maintenance of minimum balance	Nil
Cheque book	Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100
Passbook issuance	Nil
Duplicate passbook issuance	Rs. 100
Cheque Collection - Local Clearing Zone	Nil
Balance Certificate	Nil
Interest Certificate	Nil
TDS Certificate	Nil
Account Closure (from account opening date)	Upto 14 days: Nil, 15 days upto 12 months: Rs 500, Beyond 12 months:Nil
Photo Attestation	Rs 100 per instance, NIL (For Senior Citzens)
Signature Attestation	Rs 100 per instance, Rs. 90 (For Senior Citzens)
Stop Payment Charges	Free through NetBanking, Particular cheque: Rs. 100, Range of cheques: Rs. 200
Standing Instructions	Rs. 25 per transaction plus remittance charge
Activation of dormant account	Nil

Defense Salary Account

Defense personnel (including those in the Army, Navy, and Air Force) are the only ones for whom the Defense Salary Account is intended. Numerous benefits are available under this account such as a zero balance facility, a personalized debit card, and exclusive deals on loans, insurance, and other services. Additionally, the account gives users access to special services for frictionless banking.

Features and Benefits

• Lifetime free zero balance account
• Free Millennia Debit Card for Officer grade & above
• Free Titanium Debit card for Person below Officer (PBOR) grade
• You can gift your family a zero balance salary family account with similar benefits as your salary account
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year
• Free personal accidental death cover of Rs. 30 lakhs
• Free Permanent Total Disablement cover of Rs.30 Lakhs
• Free Permanent Partial Disablement cover upto Rs. 30 Lakhs
• Free Educational Benefits of upto Rs. 1 lakh per year for 4 years to dependent child in case of Accidental Death of defence personnel
• Free air accidental death cover of Rs. 1 Crore

Titanium Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 50,000
• Daily Domestic Shopping limits: Rs. 1.75 lakhs

Millennia Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 50,000
• Daily Domestic Shopping limits: Rs. 3.50 lakhs
• Get up to Rs. 4800 CashBack every year, cashback points can be earned for every transaction greater than Rs. 400
• 2.5% CashBack on all online Spends
• 1% CashBack on all offline spends and Wallet reloads
• 4 Complimentary Domestic Airport Lounge access annually
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000

Eligibility Criteria

You must be employed by a Defense unit in order to be eligible for an HDFC Bank Defense Salary Account.

Documents Required

When applying for HDFC Bank Defense Salary Account, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Defense Salary Account.

Fees and Charges

""

Type of Fees	Charges
Charges on non maintenance of minimum balance	Nil
Cheque book	Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100
Passbook issuance	Nil
Duplicate passbook issuance	Rs. 100
Cheque Collection - Local Clearing Zone	Nil
Balance Certificate	Nil
Interest Certificate	Nil
TDS Certificate	Nil
Account Closure (from account opening date)	Upto 14 days: Nil, 15 days upto 12 months: Rs 500, Beyond 12 months:Nil
Photo Attestation	Rs 100 per instance, NIL (For Senior Citzens)
Signature Attestation	Rs 100 per instance, Rs. 90 (For Senior Citzens)
Stop Payment Charges	Free through NetBanking, Particular cheque: Rs. 100, Range of cheques: Rs. 200
Standing Instructions	Rs. 25 per transaction plus remittance charge
Activation of dormant account	Nil

Government Salary Account

Government Salary Account is designed for employees working in government organizations. It offers customized benefits such as overdraft facilities, easy loan options, and discounted rates on various banking products. It also offers the benefit of instant salary credit and access to a wide ATM network.

Features and Benefits

• Lifetime free zero balance account
• Free Millennia Debit Card
• You can gift your family a zero balance salary family account with similar benefits as your salary account
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year
• Free personal accidental death cover of Rs. 5 lakhs on your account
• Free air accidental death cover of Rs. 25 lakhs on your account
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Entitlement for a Base Personal Accident Death Cover by Air/Road/Rail for a sum assured of Rs. 5 lakh

Millennia Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 50,000
• Daily Domestic Shopping limits: Rs. 3.50 lakhs
• Get up to Rs. 4800 CashBack every year, cashback points can be earned for every transaction greater than Rs. 400
• 5% CashBack on shopping via PayZapp and SmartBuy
• 2.5% CashBack on all online Spends
• 1% CashBack on all offline spends and Wallet reloads
• 4 Complimentary Domestic Airport Lounge access annually
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Fire & Burglary Protection of Rs. 200,000
• Insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000
• Checked Baggage Insurance of Rs. 2 lakhs

Eligibility Criteria

Eligibility for the HDFC Bank Government Salary Account with Millennia Debit Card requires employment by a government entity that has an association with HDFC Bank on a salary account basis.

Documents Required

When applying for HDFC Bank Government Salary Account, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Government Salary Account with Millennia Debit Card.

Fees and Charges

""

Type of Fees	Charges
Charges on non maintenance of minimum balance	Nil
Cheque book	Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100
Passbook issuance	Nil
Duplicate passbook issuance	Rs. 100
Cheque Collection - Local Clearing Zone	Nil
Balance Certificate	Nil
Interest Certificate	Nil
TDS Certificate	Nil
Account Closure (from account opening date)	Upto 14 days: Nil, 15 days upto 12 months: Rs 500, Beyond 12 months:Nil
Photo Attestation	Rs 100 per instance, NIL (For Senior Citzens)
Signature Attestation	Rs 100 per instance, Rs. 90 (For Senior Citzens)
Stop Payment Charges	Free through NetBanking, Particular cheque: Rs. 100, Range of cheques: Rs. 200
Standing Instructions	Rs. 25 per transaction plus remittance charge
Activation of dormant account	Nil

Family Salary Account

By opening family salary account, you can extend the benefits of your salary account with your family.

Features and Benefits

• Zero balance account
• Free MoneyBack Debit Card
• Personal accident insurance of Rs. 11 Lakhs: cover valid on Salary Account and Debit Card
• Air accident insurance of Rs. 1.05 Cr: cover valid on Salary Account & Debit Card
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Free Demand Drafts payable at HDFC Bank branch locations
• Get preferential pricing on loans
• Demat account free for the first year

MoneyBack Debit Card Features

• Daily Domestic ATM withdrawal limits: Rs. 25,000
• Daily Domestic Shopping limits: Rs. 3 lakhs
• Get Up to Rs. 3000 Cashback every year
• 5% Cashback on shopping via PayZapp and SmartBuy
• 1% CashBack on every Rs. 100 spent on Fuel, Apparels, Insurance, Education and Grocery
• Welcome Voucher on the first transaction of Rs 500 for brands like Eros Now, Gaana Plus
• Accelerated Personal Accident Death Cover of up to Rs. 10 lakhs on your debit card
• Insured for the items purchased using Debit Card (upto 6 months) - Sum assured Rs. 200,000
• Loss of checked baggage - Sum assured Rs. 2,00,000

Eligibility Criteria

You must work for a company that maintains a salary account affiliation with HDFC Bank and have a monthly salary of Rs. 15,000 or more in order to be eligible for an HDFC Bank Family Salary Account.

Documents Required

When applying for HDFC Bank Family Salary Account, certain documents are required to ensure a smooth and hassle-free account opening process. The necessary documents include:

• Proof of identity, such as Aadhaar card, PAN card, or passport, etc.
• Proof of address, such as a utility bill, rent agreement, or Aadhaar card with the current address
• Proof of current employment status: Individuals need to provide their latest salary slips or employment letter as proof of their current employment status.
• A filled-up application form
• Latest passport size photographs

These documents help HDFC Bank verify the applicant's credentials and fulfill regulatory requirements, enabling them to enjoy the benefits and features of the Family Salary Account.

Fees and Charges

HDFC Bank Speciale Salary Account

HDFC Bank Speciale Salary Account offers multiple benefits to you.

Types of Speciale Salary Account

1. Salary Speciale Gold
2. Salary Speciale Platinum

Features and Benefits

• Zero balance account
• Free Zero Balance Salary Family Accounts
• Free e-mail statements / passbook
• Free mobile and e-mail alerts
• Transfer funds online to any bank across the country through NEFT / RTGS online
• Free BillPay facility
• Get preferential pricing on loans
• Demat account free for the first year

Employees' various demands are fulfilled by HDFC Bank Salary Account, which offer a variety of advantages and special features. HDFC Bank makes sure that people have options to fit their needs whether it be the Regular Salary Account for conventional banking services or the Premium Salary Account for a premium banking experience. The bank provides its services to particular segments for their different financial needs by offering special accounts such as Family Salary Account, Defense Salary Account, and Government Salary Account.

Employees need to thoroughly examine their individual requirements before selecting an HDFC Bank Salary Account that matches their inclinations. With HDFC Bank's assistance, they can unlock benefits, experience seamless banking, and efficiently manage finances.