ICICI Bank Salary Account
ICICI Bank offers a range of Salary Accounts which are designed for individuals for receiving a regular salary. They offer multiple benefits such as zero balance requirement, preferential interest rates on loans, free unlimited transactions and a complimentary debit card. The account provides convenient access to online and mobile banking services, enabling seamless management of funds. ICICI Bank Salary Account holders also enjoy exclusive offers and discounts on various banking and financial products. ICICI Bank Salary Account aims to provide a convenient banking experience to salaried employees with its comprehensive features and services.
Why Select ICICI Bank for Opening Salary Account?
- ICICI Bank has large network of over 5,200 branches and 15,600 ATMs
- ICICI Bank offers Defence Banking Services for Armed Forces
- ICICI Bank is also registered with PFRDA to offer National Pension System (NPS) services to corporate customers
- You can get the privilege of 8-8 banking
- Get a complimentary Personal Accident Insurance Protection
ICICI Bank Gold Salary Account
ICICI Bank Gold Salary Account is designed to fulfill the banking needs of salaried individuals, offering a host of features, benefits and convenience.
Features and Benefits
- Zero Balance Salary and Reimbursement Account
- Zero Balance Companion Account for up to 5 members (Parents, Spouse, Children)
- Free Titanium Debit Card
- You can open a Reimbursement Account when you open the Salary Account. Your company can opt to disburse expenses for travel, food, etc. through Reimbursement Account
- Instant Welcome KIT containing Debit Card and Chequebook
- Unlimited ATM transactions on ICICI Bank Network
- Free personalised payable-at-par cheque book
- Waiver of DD/ PO charges up to Rs.1 lakh per day
- Attractive discounts on locker charges
- Free Inter-Bank Money Transfer through online NEFT
- Free SMS Alerts
- Personal Accident Death insurance of Rs. 5 lakhs
- Air Accident Death insurance of Rs. 30 lakhs
- Money Multiplier Auto Sweep Facility: You can earn more by linking your Fixed Deposit Account with your Savings Account
Special Offers
- Attractive discounts on locker charges
- Convenient and secure way to do banking in the comfort of your home or office anytime, anywhere
- Get the privilege of 8-8 banking
- Investment advisory service
How Salary is Processed by ICICI Bank?
There are multiple options available for crediting salaries to ICICI Bank. Employer can utilize an online platform, opt for bulk NEFT transfers, or provide ICICI Bank with an advice in the form of a cheque/ debit instruction, ECS, etc. This advice should contain the total salary amount along with the salary details of the designated employees in both soft and hard copy formats. Once ICICI Bank receives this information, they will credit the respective employees' accounts in accordance with the provided statement of advice.
Eligibility
The company needs to have a minimum of 20 employees and the average salary of the employee should be Rs 20,000 (Rural Area) and Rs 25,000 (All Other Cities).
Interest Rate
- For end of day balance below Rs. 50 lakhs: 3.00%
- For end of day balance of Rs. 50 lakhs and above: 3.50%
Please note that the interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank.
Fees and Charges
| Type of Fees | Charges |
|---|---|
| Charges on non maintenance of minimum balance | Nil |
| Cheque book | Free 25 cheque leaves per year, additional chequebook of 25 leaves will be charged at Rs 100 |
| Cash Transaction Charges | 5 free cash transactions per month, charges above free limits: Rs 150 per transaction |
| Charges for Multicity cheque payment | Nil |
| Debit card | Nil |
| Transactions at ICICI Bank ATMs | First 5 Financial transactions free in a month; thereafter, Rs.21 per financial transaction |
| Value Added SMS alert facility | Nil |
ICICI Bank Silver Salary Account
ICICI Bank Silver Salary Account is a designed to meet the banking needs of salaried individuals. With a variety of features and advantages, this account promises to deliver a simple and satisfying banking experience.
Features and Benefits
- Zero Balance Salary Account
- Free Debit Card and personalized payable-at-par cheque book
- Waiver of Demand Draft/ Payorder charges up to Rs 50,000 per day
- Instant Welcome KIT containing Debit Card and Chequebook
- Discount on locker charges
- Waiver of DD/ PO charges up to Rs. 50,000 per day
- Attractive discounts on locker charges
- Free Inter-Bank Money Transfer through online NEFT
- Free SMS Alerts
- Personal Accident Death Insurance (Air) up to Rs 50,000
- Money Multiplier Auto Sweep Facility: You can earn more by linking your Fixed Deposit Account with your Savings Account
Special Offers
- Bank anywhere for free
- Open Online Public Provident Fund (PPF) Account
- NPS (National Pension System) services
- Attractive rates on Home, Auto and Personal Loans
How to Open ICICI Bank Silver Salary Account?
To open an ICICI Bank Silver Salary Account, individuals need to follow these steps:
- Contact ICICI Bank 24-hour Customer Care Centre by giving a call.
- Reach out to us by utilizing the "Email Us" option provided.
- Feel free to visit any of ICICI Bank branches in person.
How Salary is Processed by ICICI Bank?
There are multiple options available for crediting salaries to ICICI Bank salary accounts. Employer can utilize an online platform, opt for NEFT transfers, or provide ICICI Bank with an advice in the form of a cheque/ debit instruction, ECS, etc. This details should contain the total salary amount along with the salary details of the employees in both soft and hard copy formats. Once ICICI Bank receives this information, it will credit the salary to respective employees' accounts as per the provided details.
Eligibility
Salaried employees who are on the payroll of eligible organizations, as determined by the specific product offering to the company.
Documents Required
- Introduction by the organization and it should be signed and stamped by the authorized signatory.
- PAN Card
- Proof of Address (Any one): Aadhaar Card, Passport, Voter ID, Driving License, NREGA Job Card, etc.
Interest Rate
- For end of day balance below Rs. 50 lakhs: 3.00%
- For end of day balance of Rs. 50 lakhs and above: 3.50%
Please note that the interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank.
Fees and Charges
| Type of Fees | Charges |
|---|---|
| Charges on non maintenance of minimum balance | Nil |
| Cheque book | Nil |
| Cash Transaction Charges | 5 free cash transactions per month, charges above free limits: Rs 150 per transaction |
| Charges for Multicity cheque payment | Nil |
| Debit card | Nil |
| Transactions at ICICI Bank ATMs | Rs 21 per financial transaction, post 5 transactions |
| ATM Interchange (Non ICICI Bank ATMs) | Rs 21 per financial transaction and Rs 8.5 per non-financial transaction, post 3 or 5 transactions |
| Value Added SMS alert facility | Nil |
ICICI Bank Titanium Salary Account
ICICI Bank Titanium Salary Account is a specialized offering tailored to meet the banking needs of salaried individuals. Packed with a range of features and benefits, this account aims to provide a seamless and rewarding banking experience.
Features and Benefits
- Zero Balance Salary Account
- Zero Balance Companion Account for up to 5 members (Parents, Spouse, Children)
- Free Debit Card and personalized payable-at-par cheque book
- Waiver of Demand Draft/ Payorder charges up to Rs 50,000 per day
- Instant Welcome KIT containing Debit Card and Chequebook
- Unlimited ATM transactions on ICICI Bank Network
- Discount on locker charges
- Waiver of DD/ PO charges up to Rs. 1 lakh per day
- Attractive discounts on locker charges
- Free Inter-Bank Money Transfer through online NEFT
- Free SMS Alerts
- Personal Accident Death insurance of Rs. 10 Lakhs
- Air Accident Death insurance of Rs. 40 Lakhs
Special Offers
- Bank anywhere for free
- Open Online Public Provident Fund (PPF) Account
- NPS (National Pension System) services
- Attractive rates on Home, Auto and Personal Loans
How to Open ICICI Bank Titanium Salary Account?
To open an ICICI Bank Titanium Salary Account, individuals need to follow these steps:
For a company to open a salary account with the bank, the HR/ Admin department needs to contact with the salary accounts team of the bank via phone, email, or by visiting its nearest branch. After that, a bank representative will visit the company premises to complete the necessary documentation. Once the documentation process is finished, the account holder receives a welcome kit containing essential items such as bank details, a debit card, PIN and chequebook.
How Salary is Processed by ICICI Bank?
There are multiple options available for crediting salaries to ICICI Bank. Employer can utilize an online platform, opt for bulk NEFT transfers, or provide ICICI Bank with an advice in the form of a cheque/ debit instruction, ECS, etc. This advice should contain the total salary amount along with the salary details of the designated employees in both soft and hard copy formats. Once ICICI Bank receives this information, they will credit the respective employees' accounts in accordance with the provided statement of advice.
Eligibility
Salaried personnel who are employed by select companies, as specified by the particular product being offered to the bank.
Documents Required
- Introduction by the organization and it should be signed and stamped by the authorized signatory.
- PAN Card
- Proof of Address (Any one): Aadhaar Card, Passport, Voter ID, Driving License, NREGA Job Card, etc.
Interest Rate
- For end of day balance below Rs. 50 lakhs: 3.00%
- For end of day balance of Rs. 50 lakhs and above: 3.50%
Please note that the interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank.
Fees and Charges
| Type of Fees | Charges |
|---|---|
| Charges on non maintenance of minimum balance | Nil |
| Cheque book | Nil |
| Cash Transaction Charges | 7 free cash transactions per month, charges above free limits: Rs 150 per transaction |
| Charges for Multicity cheque payment | Nil |
| Debit card | Nil |
| Transactions at ICICI Bank ATMs | Nil |
| ATM Interchange (Non ICICI Bank ATMs) | Nil |
| Value Added SMS alert facility | Nil |
ICICI Bank Defence Salary Account
ICICI Bank Defence Salary Account is a customized banking solution created specially for Defence personnel in India. Its unique features and advantages are customized mainly for armed forces personnel. With these perks, using bank services is very convenient. For people on the Defence sector, the ICICI Bank Defense Salary Account offers a number of advantages.
Features and Benefits
- Zero Balance Salary Account
- Zero Balance Companion Account for up to 4 members (Parents, Spouse, Children)
- Free Debit Card and personalized payable-at-par cheque book
- Waiver of Demand Draft/ Payorder charges up to Rs 50,000 per day
- Instant Welcome KIT containing Debit Card and Chequebook
- Unlimited ATM transactions on ICICI Bank Network
- Discount on locker charges
- Waiver of DD/ PO charges up to Rs. 1 lakh per day
- Attractive discounts on locker charges
- Free Inter-Bank Money Transfer through online NEFT
- Free SMS Alerts
- Complimentary Air Accident Death Cover Of Rs. 1 Crore Including The Service Aircrafts
- Personal Accident Death Cover Of Rs. 50 lakhs With Additional Cover Of Rs. 10 lakhs In Case Of Casualty In Terrorist Action
- Accident Leading To Permanent Total Disability Cover Up To Rs. 50 lakhs
- Permanent Partial Disability Cover Up To Rs. 50 lakhs Basis Degree Of Disability
- Lifetime Free Credit Card Variants For Personnel Basis Ranks
Special Offers
- Bank anywhere for free
- Open Online Public Provident Fund (PPF) Account
- NPS (National Pension System) services
- Attractive rates on Home, Auto and Personal Loans
How Salary is Processed by ICICI Bank?
There are multiple options available for crediting salaries to ICICI Bank salary accounts. Employer can utilize an online platform, opt for NEFT transfers, or provide ICICI Bank with an advice in the form of a cheque/ debit instruction, ECS, etc. This details should contain the total salary amount along with the salary details of the employees in both soft and hard copy formats. Once ICICI Bank receives this information, it will credit the salary to respective employees' accounts as per the provided details.
Eligibility
Salaried employees who are defence personnel.
Documents Required
- Introduction by the organization and it should be signed and stamped by the authorized signatory.
- PAN Card
- Proof of Address (Any one): Aadhaar Card, Passport, Voter ID, Driving License, NREGA Job Card, etc.
Interest Rate
- For end of day balance below Rs. 50 lakhs: 3.00%
- For end of day balance of Rs. 50 lakhs and above: 3.50%
Please note that the interest is calculated on a daily basis on the daily closing balance in the Account, at the rate specified by ICICI Bank.
Fees and Charges
| Type of Fees | Charges |
|---|---|
| Charges on non maintenance of minimum balance | Nil |
| Cheque book | Nil |
| Cash Transaction Charges | 7 free cash transactions per month, charges above free limits: Rs 150 per transaction |
| Charges for Multicity cheque payment | Nil |
| Debit card | Nil |
| Transactions at ICICI Bank ATMs | Nil |
| ATM Interchange (Non ICICI Bank ATMs) | Rs 18 per financial transaction and Rs 8.5 per non-financial transaction, post 5 transactions |
| Value Added SMS alert facility | Nil |
ICICI Bank Regular Salary Account
Regular Salary Account is a customizable Savings Account that a company can use for monthly salary payment.
Features and Benefits
- Zero balance account
- Free e-mail statements / passbook
- Mobile and e-mail alerts
- Transfer funds online to any bank across the country through NEFT / RTGS online
- Free BillPay facility
- Get attractive pricing on loans
| Regular Salary Account | Features |
|---|---|
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Any Debit Card to suit your needs |
| Eligibility Criteria | All salaried employees of eligible companies based on Product Offering to the company |
| Chequebook | Free, personalized and Payable at par Chequebook of 25 Cheque leaves per year, Rs.4 per leaf thereafter |
| Other Benefits |
|
| Mobile and Internet Banking Available | Yes |
ICICI Bank Power Pay Salary Account
ICICI Bank Power Pay Salary Account A perfect combination of banking convenience and exclusive offers.
Features and Benefits
- Zero balance account
- Free e-mail statements / passbook
- Mobile and e-mail alerts
- Transfer funds online to any bank across the country through NEFT / RTGS online
- Free BillPay facility
- Get attractive pricing on loans
| Power Pay Salary Account | Features |
|---|---|
| Minimum Balance Requirement | Zero balance account |
| ATM Debit Card | Any Debit Card to suit your needs |
| Eligibility Criteria | All salaried employees of eligible companies based on product offering to the company |
| Chequebook | Free, personalized and Payable at par Chequebook of 25 Cheque leaves per year, Rs.4 per leaf thereafter |
| Other Benefits |
|
| Mobile and Internet Banking Available | Yes |