Axis Bank Liberty Debit Card - Overview, Eligibility, Fees and Documents Required
Axis Bank Liberty Debit Card Overview
Axis Bank Liberty Debit Card is a feature-rich payment card offered by Axis Bank, a leading private sector bank in India. Designed to provide convenience and security to customers, the Liberty Debit Card offers a range of benefits and privileges. With this card, users can enjoy cashless transactions, access to a wide network of ATMs and the convenience of contactless payments. Liberty Debit Card also comes with improved security features such as chip and PIN technology for secure transactions.
Axis Bank Liberty Debit Card Airport Lounge Access
| Issuance Fees | Rs.200 (Waived for Liberty Salary Customers) |
| Annual Fees | Rs.300 (Waived for Liberty Salary Customers) |
| Daily Withdrawal Limit | Rs.50,000 |
| Daily Purchase Limit | Rs.3 lakhs |
| Free Airport Lounge Access | 1 per quarter |
| Personal Accident Insurance Cover | Rs.5 lakhs |
| Air Accident Insurance Cover | Rs.1 crore |
Axis Bank Liberty Debit Card Features
- 5% weekend cashbacks on FEST spends (Food, Entertainment, Shopping and Travel) up to Rs.500 every month. Transactions done on Saturday and Sunday will only be considered for cashback
- Contactless debit card with increased payment limit of up to Rs.5000
- Easily generate your Debit Card PIN
- 20% off on food bill at partner restaurants
Cash Withdrawal Limits & Shopping Limits
High Transaction Limits: Rs.50,000 of daily withdrawal limit & Rs.3 lakhs of daily purchase limit
Axis Bank Liberty Debit Card Eligibility Criteria
Axis Bank Priority Debit Card is available only to Liberty account holders of Axis Bank.
Axis Bank Liberty Debit Card Reward Points
- Earn 1 EDGE Reward Points for every Rs 200 spent on domestic and international transactions.
Axis Bank Liberty Debit Card Fees and Charges
- Issuance Fees : Rs.200 (Waived for Liberty Salary Customers)
- Annual Fees: Rs.300 (Waived for Liberty Salary Customers)
- Replacement Fee: Rs.200
- A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions
Axis Bank Liberty Debit Card Complimentary Airport Lounge Access
Enjoy 1 free domestic airport lounge access per quarter
Axis Bank Liberty Debit Card Benefits
- Fuel up and get a waiver on surcharge
- Keep yourself, your family and assets safe
- In case of an emergency, block your Debit Card instantly
- 20% off on food bill at partner restaurants
Axis Bank Liberty Debit Card Insurance Cover
- Personal Accident Insurance Cover: Rs.5 lakhs
- Air Accident Insurance Cover: Rs.1 crore
Axis Bank Liberty Debit Card: Protection Cover
| Other Protection Cover | Amount |
|---|---|
| Purchase Protection Cover | Upto Rs 50,000 |
| Price Protection Cover | Upto Rs 50,000 |
| Travel Insurance-Lost Baggage or Delay in Baggage and Travel documents | Upto 500 USD |
How to Generate Axis Bank Liberty Debit Card PIN?
You can easily generate your Axis Bank Liberty Debit Card PIN anytime by,
- Visiting Any Axis Bank ATM
- By calling Axis Bank Phone Banking Officer
- Through Axis Mobile App
- Through Axis Internet Banking
How to Apply for Axis Bank Liberty Debit Card?
- Contact your Axis Bank Home Branch.
- If you don't have saving or Current Account, first open your account.
- Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
- You will receive your Axis Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
- In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
- The customer has to activate the Axis Debit card after 24 hours from the receipt of the card by withdrawing cash from Axis Bank ATM.
Axis Bank Liberty Debit Card Document Required
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
How to Block Axis Debit Card?
To block Axis debit card, you have several options:
- Call our Emergency Helpline Number: Dial +91-22-67987700 to reach our Customer Service Executive, who will assist you in blocking your card.
- Send an SMS: Type 'BLOCKCARD' and send it to 5676782 or +919717000002.
- Access Internet Banking: Log in to your Internet Banking account and navigate to the Debit Cards section. Select the 'Block Card' option to initiate the blocking process.
- Utilize Axis Mobile App: Log in to the Axis Mobile App, where you can access the necessary features to block your card.
With these convenient methods at your disposal, you can quickly block your Axis Bank card and ensure the security of your finances.
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.