Axis Bank Prestige Debit Card - Overview, Eligibility, Fees and Documents Required

Axis Bank Prestige Debit Card Overview

Axis Bank Prestige Debit Card is a premium offering that combines exclusive benefits and features to provide a superior banking experience. Designed for Prestige Saving Account holders of Axis Bank, this debit card offers a wide range of privileges including lounge access at domestic airports, complimentary movie tickets, cashbacks and discounts on dining, shopping and lifestyle. With advanced security features and contactless technology, the Axis Bank Prestige Debit Card offers secure and convenient transactions. Whether it's luxury travel, dining experiences or entertainment, this card satisfies the discerning needs of individuals seeking better financial solutions and lifestyle rewards.

Axis Bank Prestige Debit Card Airport Lounge Access

Issuance FeesNil
Annual FeesRs.500
Daily Withdrawal LimitRs.1 lakh
Daily Purchase LimitRs.5 lakhs
Free Airport Lounge Access1 per quarter
Personal Accident Insurance CoverRs.10 lakhs
Air Accident Insurance CoverRs.1 crore

Axis Bank Prestige Debit Card Features

  • Contactless debit card with increased payment limit of up to Rs 5000
  • Complimentary movie tickets
  • Exclusive cashback benefits
  • Easily generate your Debit Card PIN
  • Complimentary movie tickets (buy 1, get 1) through booking on INOX website, INOX mobile app or INOX theatre
  • Get the best of dining experiences with INR 500 off

Cash Withdrawal Limits & Shopping Limits

High Transaction Limits: Rs.1 lakh of daily withdrawal limit & Rs.5 lakhs of daily purchase limit

Axis Bank Prestige Debit Card Eligibility Criteria

Axis Bank Prestige Debit Card is available only to Prestige Saving Account holders of Axis Bank.

Axis Bank Prestige Debit Card Cashback Benefits

  • 3% cashback on travel bookings
  • 2% cashback on shopping at select merchant categories
  • 1% cashback on fuel transactions

Axis Bank Prestige Debit Card Reward Points

  • Earn 2 EDGE Reward Points for every Rs 200 spent on domestic and international transactions.

Axis Bank Prestige Debit Card Fees and Charges

  • Issuance Fees : Nil
  • Annual Fees: Rs. 500 + applicable taxes
  • Replacement Fee: Rs 200
  • MyDesign Charges: As per choice of image
  • A cross-currency mark-up of 3.5% will be levied in case of all international cash withdrawal and purchase transactions

Axis Bank Prestige Debit Card Complimentary Airport Lounge Access

Enjoy 1 free domestic airport lounge access per quarter

Axis Bank Prestige Debit Card Benefits

  • Fuel up and get a waiver on surcharge
  • Keep yourself, your family and assets safe
  • In case of an emergency, block your Debit Card instantly
  • Up to 20% discount on partner restaurants

Axis Bank Prestige Debit Card Insurance Cover

  • Personal Accident Insurance Cover: Rs.10 lakhs
  • Air Accident Insurance Cover: Rs.1 crore

Axis Bank Prestige Debit Card: Protection Cover

Other Protection CoverAmount
Purchase Protection CoverUpto Rs 50,000
Price Protection CoverUpto Rs 50,000
Travel Insurance-Lost Baggage or Delay in Baggage and Travel documentsUpto 500 USD

How to Generate Axis Bank Prestige Debit Card PIN?

You can easily generate your Axis Bank Prestige Debit Card PIN anytime by,

  1. Visiting Any Axis Bank ATM
  2. By calling Axis Bank Phone Banking Officer
  3. Through Axis Mobile App
  4. Through Axis Internet Banking

How to Apply for Axis Bank Prestige Debit Card?

  • Contact your Axis Bank Home Branch.
  • If you don't have saving or Current Account, first open your account.
  • Get the Debit Card Application form from the Branch, fill it up and submit it to your Branch.
  • You will receive your Axis Debit Card & PIN (Personal Identification Number) at the time of submission of the application form.
  • In case of named Debit Card, the card will be delivered to the customer's residential address. The PIN will have to be collected from the respective Branch.
  • The customer has to activate the Axis Debit card after 24 hours from the receipt of the card by withdrawing cash from Axis Bank ATM.

Axis Bank Prestige Debit Card Document Required

  • Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
  • Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
  • Passport sized photographs

How to Block Axis Debit Card?

To block Axis debit card, you have several options:

  • Call our Emergency Helpline Number: Dial +91-22-67987700 to reach our Customer Service Executive, who will assist you in blocking your card.
  • Send an SMS: Type 'BLOCKCARD' and send it to 5676782 or +919717000002.
  • Access Internet Banking: Log in to your Internet Banking account and navigate to the Debit Cards section. Select the 'Block Card' option to initiate the blocking process.
  • Utilize Axis Mobile App: Log in to the Axis Mobile App, where you can access the necessary features to block your card.

With these convenient methods at your disposal, you can quickly block your Axis Bank card and ensure the security of your finances.

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.