ICICI Bank Platinum Debit Card - Overview, Eligibility, Fees and Documents Required

ICICI Bank Platinum Debit Card Overview

ICICI Bank Platinum Debit Card offers a range of comforts and conveniences. By using your ICICI Bank Platinum debit card, you can enjoy exclusive discounts, insurance coverage, rewards and a host of other special privileges like never before.

ICICI Bank Platinum Debit Card Airport Lounge Access

ICICI Bank Platinum Debit Card Features

• Domestic daily purchase limit of Rs. 7,50,000 and international transaction limit of Rs. 1,50,000
• Daily cash withdrawal limit of Rs. 1,50,000 whether you withdraw locally or internationally
• Use your ICICI Bank Platinum Debit Card on the internet for buying travel or movie tickets, paying your bills and much more
• Online transaction limit per day for ICICI Bank Platinum Card is Rs. 7.5 lakhs per day
• Receive instant SMS alerts on transaction made on your ICICI Bank Platinum Debit Card
• Allows you to track your spends on a regular basis. The details of the purchases made on your card along with the date, merchant's name and amount are mentioned in your bank statement
• The cardholder will receive instant SMS alerts on transaction made on his/ her Platinum Card

ICICI Bank Platinum Debit Card ATM Withdrawal Limits & Shopping Limits

ICICI Bank Platinum Debit Card Eligibility Criteria

All customers holding an account with ICICI bank are eligible for this card. Existing eligible customers can also upgrade the accounts to apply for this card.

ICICI Bank Platinum Debit Card Fees and Charges

• PoS/Ecom Transactions: Nil
• Balance Enquiry charges outside India: Rs. 25 plus applicable taxes
• Replacement/Reissuance Charges for Debit Cards: Rs. 200 + GST
• Foreign Currency Transaction Charges: 3.5%
• Reward Redemption Handling Fee: Rs. 99

ICICI Bank Platinum Debit Card Complimentary Airport Lounge Access

Enjoy 2 free domestic airport lounge access per quarter.

ICICI Bank Platinum Debit Card Rewards

Earn 1 points on every Rs. 200 spent at merchant establishment in India.

ICICI Bank Platinum Debit Card Zero Liability Protection

ICICI Bank Platinum Debit Card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement.

The cardholder needs to call ICICI Bank's 24-hour Customer Care within 15 days to report loss or misuse of the card and provide the necessary documents. The balance in his/ her account will be restored.

ICICI Bank Platinum Debit Card Insurance Cover

With effect from October 28, 2019, the complimentary insurance feature is linked to your ICICI Bank Savings Account. ICICI Bank savings account wise insurance coverage details are provided in the following table:

ICICI Bank Platinum Debit Card Benefits

• Zero Surcharge on Fuel Purchases: Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL)
• Earn 2 Points on every Rs. 200 spent at merchant establishment in India & 2 Points at merchant establishment outside India
• Earn 2 Points on every Rs. 200 spent at Indian Websites

ICICI Bank Platinum Debit Card Document Required

• Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
• Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
• Passport sized photographs

How to Block ICICI Debit Card?

In order to block your ICICI debit card, you can contact the bank's 24-hour customer care number at +9122-33667777 or 1800 1080 (Toll Free) from your registered mobile number or utilize the "E-mail Us" option provided on their website to send an email.

Blocking ICICI Debit Card using iMobile App

To block your ICICI Bank debit card through the iMobile application, follow these steps:

1. Access the iMobile application using your ID and password.
2. Navigate to the 'Service' option and choose 'Card Services'.
3. Select 'Block or Unblock Debit Card' option.
4. Choose the type of card you wish to block.
5. Click on 'Submit' to initiate the blocking process.

How to Block ICICI Bank Debit Card using Internet Banking?

You need to perform following step-by-step process in order to block your ICICI Bank Debit Card instantly,

• Visit ICICI Bank official Internet Banking Website
• Log in using your login credentials i.e. username and password
• Once logged in, go to 'Cards and Loans' section
• Click on 'Debit/ATM Card'
• Select the card you want to block
• Click on 'Block Card' option
• Your ICICI Debit card will be immediately blocked

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.