Indusind VISA Signature Exclusive Debit Card - Overview, Eligibility, Fees and Documents Required
Indusind VISA Signature Exclusive Debit Card Overview
IndusInd VISA Signature Exclusive Debit Card is a premium card offering which offers you access to a world of luxury like airport lounge access, concierge services, dining and lifestyle benefits, reward points and many other exclusive discounts. Enjoy improved security features, contactless payments and personalized assistance for all your financial needs.
Indusind VISA Signature Exclusive Debit Card Airport Lounge Access
| Annual Fees | Nil |
| Daily Withdrawal Limit | Rs. 2 lakhs |
| Daily Purchase Limit | Rs. 4 lakhs |
| Free Airport Lounge Access | 2 per quarter |
| Personal Accident Insurance Cover | Rs. 2 lakhs |
| Air Accident Insurance Cover | Rs. 30 lakhs |
Indusind VISA Signature Exclusive Debit Card Features
- Get Rs. 6,000 worth Annual Movie Tickets
- Contactless feature of debit card allows you make payments of up to Rs. 5,000 without having to enter your PIN, making your payments faster
- Secure Online Shopping
- Use your card for shopping at over 9,00,000 merchant locations in India and over 26 million merchant locations across the world
Cash Withdrawal Limits & Shopping Limits
- Purchase Limit : Rs. 4,00,000 Per Day & ATM Limit Rs. 2,00,000 Per Day
- Access any of the 1800 IndusInd Bank ATMs across India for cash withdrawals, cash/cheque deposits, visa credit card bill payment, balance enquiry, mobile top-up and other miscellaneous requests
Indusind VISA Signature Exclusive Debit Card Eligibility Criteria
Only Indus Exclusive account holders are eligible for Indusind VISA Signature Exclusive Debit Card. Existing eligible customers can also upgrade the accounts to apply for this card.
Indusind VISA Signature Exclusive Debit Card Fees and Charges
- Annual Fee: Nil
- Cross currency Markup: Nil
Indusind VISA Signature Exclusive Debit Card Complimentary Airport Lounge Access
Enjoy 2 free domestic airport lounge access per quarter
Indusind VISA Signature Exclusive Debit Card Benefits
- Earn upto 6X reward points for every Rs. 200 spent
- Enjoy free movie and event tickets when youbook via Bookmyshow.
- Secure Online Shopping
Indusind VISA Signature Exclusive Debit Card Insurance Cover
- Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
- Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
- Passport sized photographs
IndusInd Bank VISA Signature Exclusive Debit Card: Protection Cover
| Other Protection Cover | Amount |
|---|---|
| Free Purchase Protection Cover | Upto Rs 50,000 |
| Free Lost Card Liability Cover | Rs. 3,00,000 |
Indusind VISA Signature Exclusive Debit Card Document Required
How to Block Indusind Debit Card?
To block your debit card, you have following four options:
(1) Block Indusind Debit Card via SMS
From your registered mobile number, send an SMS with the text "LOST DDMMYYYY" to 9223512966, where DDMMYYYY represents your date of birth. For example, if your date of birth is 1st of July 1990, you would send "LOST 01071990" in the SMS.
(2) Block Indusind Debit Card via Phone Banking
Alternatively, you can call the phone banking helpline at 1860 267 7777 to block your debit card immediately.
(3) Block Indusind Debit Card using IndusNet
Login to IndusNet -> click on 'Service Requests' tab -> select debit card Requests -> click on 'Notify Lost or Stolen Card' -> select the account linked to your Card -> select the debit card you wish to block -> choose the reason -> click on 'submit' button
(4) Block Indusind Debit Card using IndusMobile App
Login to the IndusMobile app -> click on debit cards tab on home Screen -> select the debit card you wish to block -> click on "Block Card" -> choose the reason -> click on 'submit' button
By using any of the above stated methods, you can quickly block your debit card to prevent any unauthorized transactions and ensure the security of your account.
What is EMV-Chip Based Debit Card?
EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.
EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.
The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.