InterMiles HDFC Signature Debit Card - Overview, Eligibility, Fees and Documents Required

InterMiles HDFC Signature Debit Card Overview

InterMiles HDFC Signature Debit Card, provided by HDFC Bank, is a high-end debit card that grants you complimentary flights as you accumulate reward points.

InterMiles HDFC Signature Debit Card offers various advantages such as Joining Benefits, free access to airport lounges, free insurance cover and higher ATM withdrawal as well as shopping limits.

InterMiles HDFC Signature Debit Card Airport Lounge Access

InterMiles HDFC Signature Debit Card Joining Benefits

• Earn 3,000 InterMiles upon spending Rs. 6,000 with in first 30 days of card set up
• Get 5,000 InterMiles on total retail spends of Rs.90,000 and above within first 90 days
• Rs. 750 Flight Discount vouchers for the first year
• Rs. 2000 Hotel Discount vouchers for the first year

InterMiles HDFC Signature Debit Card Renewal Benefits

On the payment of your renewal fee, you can earn an annual renewal bonus of Rs.500 InterMiles. Additionally, when booking hotel rooms through interbook.intermiles.com, you can enjoy a discount of up to 10%, with a maximum discount limit of Rs.500.

InterMiles HDFC Signature Debit Card Ongoing Benefits

• Enjoy a complimentary InterMiles Red Tier membership
• Avail a discount on Economy class ticket bookings with Etihad Airways when you book through InterMiles.com
• Earn 2.5 times accelerated rewards for Etihad Flight bookings made on InterMiles.com
• Earn 2 times accelerated rewards for all Flight bookings made on InterMiles.com

InterMiles HDFC Signature Debit Card Programme

InterMiles HDFC Signature Debit Card Key Features

• Higher withdrawal and shopping limits
• 4 Complimentary Domestic Airport Lounge access quarterly
• Accelerated Personal Accidental Death Cover of upto Rs. 25 lakhs
• Your fuel transactions made using the InterMiles HDFC Signature Debit Card will be exempt from the fuel surcharge

InterMiles HDFC Signature Debit Card ATM Withdrawal Limits & Shopping Limits

InterMiles HDFC Signature Debit Card Eligibility Criteria

Both Residents and NREs can apply. Resident Indians should hold any one account with HDFC Bank among Savings Account, Current Account, SuperSaver Account, Loan against Shares Account (LAS), Salary Account Individual Account Holders (Savings Account, Corporate Salary Accounts & Senior Citizens). Existing eligible customers can also upgrade the accounts to apply for this card.

InterMiles HDFC Signature Debit Card Fees and Charges

• Annual Fee: Rs. 500 + applicable taxes (First year free for HNW customers (Classic, Preferred and Imperia) & select corporates. Post that, the annual fee will be applicable)
• Charges on usage at domestic PoS/Ecom Transactions: Nil
• Replacement/Reissuance Charges for Debit Cards: Rs. 200 + applicable taxes
• Instant Pin Generation (Set up your own PIN using NetBanking and MobileBanking): Free
• ATM PIN generation: Free
• Decline charges for insufficient balances: Rs. 25 + applicable taxes
• Cross-currency mark-up charges on foreign currency transactions: 3.5% + applicable taxes

InterMiles HDFC Signature Debit Card Complimentary Airport Lounge Access

Enjoy 2 free domestic airport lounge access per quarter

InterMiles HDFC Signature Debit Card Insurance Cover

• Free Personal Accidental Death Insurance Cover of up to Rs. 5 lakhs
• Accelerated Personal Accident Death Cover of up to Rs. 20 lakhs. You are entitled to a Base Personal Accident Death Cover by Air/Road/Rail for a sum assured of Rs. 5 lakhs. Additionally, you are also eligible for an Accelerated Personal Accident Death Cover up to Rs. 20 lakhs, subject to minimum transactions at merchant locations / online
• Get additional International Air Coverage of flat Rs.1 Crore on purchase of air ticket using your Debit Card
• Fire & Burglary Protection: You are insured for the items purchased using Debit Card (upto 90 days)for sum assured of Rs. 2 lakhs
• Checked Baggage Insurance: Sum assured of Rs. 2 lakhs
• Zero Liability: You will not have any liability to any fraudulent Point of Sale transactions on the debit card, which take place upto 90 days prior to reporting the card loss

InterMiles HDFC Signature Debit Card Other Advantages

• Fuel Surcharge would not be applicable for the transactions done on HDFC Bank swipe machines at government petrol outlets (HPCL/ IOCL/ BPCL)
• Chip+PIN card activated for International & Domestic Usage

InterMiles HDFC Signature Debit Card Document Required

• Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
• Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
• Passport sized photographs

How to Block InterMiles HDFC Signature Debit Card?

To block InterMiles HDFC Signature Debit Card, you have several options:

• Call Phone Banking numbers 1800 1600 / 1800 2600 (accessible across India). Customers from abroad can reach HDFC Bank on +9122 61606160 to reach its Customer Service Executive, who will assist you in blocking your card.
• Send an SMS: Type 'Block DC <Last 4 digit of your Debit Card number>' and send it to 7308080808.
• Access Internet Banking: Log in to your Internet Banking account and navigate to the Card Section and then select Debit Card on the left-hand side. Click on Requests -> Debit Card Hotlisting -> reason -> mention remarks -> confirm to initiate the blocking process.
• Utilize HDFC Mobile App: Log in to the HDFC Mobile App using your pin or fingerprint (if enabled), where you can access the necessary features to block your card. Click on Menu -> Pay -> Cards. This will show details of the debit card/s linked to your account. Click on the Debit Card number you wish to hotlist and also select the reason for hotlisting and then block the card

With these convenient methods at your disposal, you can quickly block your HDFC Bank card and ensure the security of your finances.

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.