YES Premia World Debit Card - Overview, Eligibility, Fees and Documents Required

YES Premia World Debit Card Overview

YES Premia World Debit Card offers you to enjoy a range of benefits such as higher spending limits, complimentary airport lounge access, travel and lifestyle benefits, rewards programs and comprehensive insurance coverage. YES Premia World Debit Card aims to provide you the best banking experience and also meets the varied preferences of its users whether it's luxury travel, shopping, dining or entertainment.

YES Premia World Debit Card Airport Lounge Access

YES Premia World Debit Card Airport Lounge Access Features

• Faster day to day payments at merchant locations
• Daily Domestic and International Cash Withdrawal Limit of Rs. 1,00,000
• Daily Domestic Purchase Limit of Rs. 3,00,000
• Daily International Purchase Limit of Rs. 1,00,000
• Worldwide access to over 1.25 million ATMs and 25 million merchants
• Free un access to over 100,000 ATMs and 8 lakh POS Terminals in India
• Accepted at all MasterCard accepting Merchant Stores, Online Portals and ATMs

YES Premia World Debit Card Airport Lounge Access ATM Withdrawal Limits & Shopping Limits

YES Premia World Debit Card Airport Lounge Access Eligibility Criteria

This card is eligible only for YES Premia Customers with Yes Bank. Existing eligible customers can also upgrade the accounts to apply for this card.

YES Premia World Debit Card Airport Lounge Access Fees and Charges

• Annual Fee: Rs. 1249
• International Cash Withdrawal: Rs. 120 per transaction plus applicable taxes
• Balance enquiry (International): Free
• PIN Regeneration through net banking: Free
• Physical PIN Regeneration: Rs. 50 plus applicable taxes
• ATM Decline due to insufficient funds: Rs. 25 per instance
• Replacement fee/lost or stolen card: Rs. 149 per instance plus applicable taxes
• Cross currency Markup : 3% of the transaction value

YES Premia World Debit Card Airport Lounge Access Complimentary Airport Lounge Access

Enjoy 1 free domestic airport lounge access per quarter

YES Premia World Debit Card Airport Lounge Access Benefits

• Complementary Golf Programme: Green Fee waiver for accessing select premium golf courses in India
• Get an SMS and Email alert on your registered mobile phone and Email ID for every transaction done using your Debit Card
• Up to Rs. 200 off on movie tickets on the BookMyShow website and Mobile App
• Fuel surcharge waiver - Instant savings up to 2.5% on fuel purchase at any petrol pump
• Enjoy Waiver of Green Fee at select golf courses in India
• Earn Complimentary Reward Points on spends with your debit card which can be redeemed against a wide range of exciting products and services
• 24x7 helpline through customer care service
• Highly safe and secure transactions

YES Premia World Debit Card Airport Lounge Access Insurance Cover

• Personal Accident Insurance Cover of Rs. 50,00,000
• Lost card Liability Insurance worth Rs. 3,00,000

YES Premia World Debit Card Airport Lounge Access Benefits

• Zero Surcharge on Fuel Purchases: Fuel surcharge would not be applicable for the transactions done on ICICI Bank swipe machines at selected government fuel petrol outlets (HPCL/ IOCL/ BPCL)
• Earn 2 Points on every Rs. 200 spent at merchant establishment in India & 2 Points at merchant establishment outside India
• Earn 2 Points on every Rs. 200 spent at Indian Websites
• The card comes with the added security of Zero Liability, a unique feature which protects your debit card against unauthorised purchases on loss, theft or misplacement

YES Premia World Debit Card Airport Lounge Access Document Required

• Proof of Identity : Aadhaar Card/ PAN Card/ Passport Driving License/ Voter ID Card
• Proof of Address : Aadhaar Card/ Driving License/ Ration Card/ Voter ID Card/ Passport
• Passport sized photographs

Blocking Yes Bank Debit Card using YES Mobile App

To block your Yes Bank debit card through the YES Mobile App, follow these steps:

1. Login to your YES Mobile App.
2. Open the action tray located at the bottom of the dashboard.
3. Within the action tray, select either the Debit Card or Credit Card option.
4. Alternatively, you can also access the same options by selecting the "Cards" option from the menu located in the top left corner of your screen.
5. Upon clicking the card option in the menu or action tray, a list of actions related to your card will be displayed on the screen.
6. Choose the desired action for your card, such as "Block/Unblock Card".
7. Once you select this option, a new screen will appear, presenting a drop-down list containing all the cards associated with your account.
8. Select the specific card you wish to block from the drop-down list.
9. Proceed to block the card by clicking on the "BLOCK" button.

How to Block Yes Bank Debit Card using the YES BANK NetBanking?

1. Login to the Yes Bank Internet Banking account with your Login ID & password
2. Click on 'MySpace' option
3. Click on 'Debit Cards' button
4. Select 'Hot List Debit Card' option

How to Block Yes Bank Debit Card using Phone Banking?

In order to block Yes Bank Debit Card, call the Yes Bank PhoneBanking on 1800 1200 (toll-free number) immediately.

What is EMV-Chip Based Debit Card?

EMV stands for Europay MasterCard and Visa, who developed this technology. EMV-chip based debit cards are the debit cards which have embedded microprocessor chip that stores and protects cardholders' information/ data. It uses enhanced security features to protect the important date of the card holders and discourages card's unauthorized usage.

EMV-chip based debit card generates fresh user data every time the user transacts. Therefore, it is impossible for hackers/ fraudsters to steal the information or copy the original data from any card. Further, EMV technology uses your debit card as well as PIN to complete any transaction.

The Reserve Bank of India (RBI) has asked all banks in the country to replace magnetic-strip debit/ credit cards with EMV-chip based cards by 31 December 2018 as magnetic cards are quite vulnerable to skimming. Banks have already replaced the existing magnetic strip debit/ credit cards with latest EMV chip cards. Banks will provide it free of cost.